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PIMS-SCA & the risk landscape for

Fixed Fee & Over Redemption

What is Fixed Fee & Over Redemption insurance?

We know that sometimes the number of variables involved in costing a campaign can appear daunting. Wouldn’t it be great if all the costs were covered by one single, fixed fee? Well, they can…


A Fixed Fee campaign run through PIMS-SCA allows you to focus on the creative and messaging side of the promotion, knowing that you can trust us to deliver the rest within one single agreed, fixed fee.

We not only calculate the risk involved, we then use this to agree an expected redemption rate with you before the campaign even starts. This rate is then passed onto you, paid for upfront, along with the expected costs of running that campaign from prize sourcing to handling and fulfilment and we don’t ask you for a penny more; no matter how many redemptions come in over the lifetime of the promotion, removing all financial risk.

Covering the excess

Over redemption insurance differs slightly to fixed fee, in that it allows you to fund redemptions up to an agreed level. Any redemptions which exceed this level are then covered by PIMS-SCA meaning you will never exceed your marketing budget. Our redemption solutions are flexible and can be purchased for a range of redemptions, or up to 100% coverage – you choose and either way you’re covered!

Maximum impact, controlled costs

Think PIMS-SCA’s Fixed Fee and Over Redemption coverage is a good fit for your next campaign? Call us on +44 (0)20 7255 7900 or email to discuss our solutions.


Over 28 years’ experience
We have the experience and expertise to deliver the most appropriate and secure solutions for your brand with the guarantee it can all be achieved within a FIXED budget.

We can take care of everything
We not only take care of the financial side of running a promotion but we can also take care of all the logistical elements once the promotion goes live. This ensures all promises are delivered while removing your management headaches.

Protected by a trusted Lloyd’s broker
Our Fixed Fee & Over Redemption insurance is guaranteed with up to £10 million worth of cover and is the most financially secure solution of this type available – giving you the opportunity to make a real impact with your promotional campaigns.